Wrote about Social Security again next door. Just had a few thoughts, but nothing too original, I'm afraid.

Here's something, though, that I'd heard of before but didn't include:

OpinionJournal - Outside the Box

There already is a model for such a reform, the Thrift Savings Plan, or TSP, for federal employees. It allows them to contribute up to $12,000 into a personal account they own and control. Employees can chose from five different funds: government bonds, a fixed-income fund, a common stock fund, international investments and a small-cap stock-investment fund--or a mixture of them. Today, nearly 3.5 million federal employees participate, and the fund's value is more than $120 billion. No one has lost his shirt, and participants own real assets for their retirement.

Will reform opponents deny to the common man a program that has been such a boon to government employees? Time will only tell.